Monday, November 15, 2010

Finding Money For Christmas Presents

Nov 13, 2010 Tammy Maas

Finding $ For Christmas - Tammy Maas

Finding $ For Christmas - Tammy Maas

Times are rough in the neighborhood this year and Christmas is almost upon us. Scrounging up cash for Christmas gifts is a must if you have children. If you don’t have children and really can’t afford to buy gifts for friends and family this year, speak up now, they will understand as many are in the same situation. You may also want to mention that you would prefer not to receive gifts either. Christmas will come and go regardless of how much you spend or don’t spend. But if you can’t resist the Black Friday ads read on for ways to dig up some money.

Piggy Bank

It may not be a piggy bank but most people have a spot where they throw loose change. It may not look like much but something is better than nothing. Take it to the bank, dump it into one of those fun change counters and collect your cash. You would be amazed at the cool stuff available at the dollar store. Check it out and start your shopping. It’s the thought that counts, not how much you spend. You can get a nice picture frame for one dollar, put in a picture of you and the gift recipient and you have a great gift for only one dollar.

Redeem Credit Card Points

Some people have credit cards such as Discover and are earning cash back points and they don’t even realize it. Look closely at your statement to see if your card has a cash back or point program. You can typically redeem for cash, gift cards or merchandise. Add that onto the piggy bank money and you are ready to put on those shopping shoes!

Run an Ad

If you have something substantial to sell, run an ad in the newspaper, put it on Craig’s List, or consider e-Bay. Just make sure you consider the price of the ad or shipping costs when pricing the item. Even if you have a bag or box of kid’s clothes people will be willing to pay good money for it. Most people are in the same boat, if they can buy a bag of kid’s clothes at a bargain price they will jump on the opportunity.

Sell Video Games/Movies

If you or your children have video games that you no longer play, trade them in. Most video game stores have programs where they will pay you cash for used video games. Some stores also buy used movies, and video game systems. Try EB Games or Gamestop.

Recycle Your Devices

If you have cell phones, laptops, IPods’ – anything electronic, you may be able to get money for the units even if they don’t work. Log on and type in all the information you have. You will get an immediate quote. The company will also send you a box to ship the merchandise to them in and you don’t have to pay any postage. Even if they don’t offer you anything for the items it’s still a deal as some place charge money to dispose of electronic devices. In my town it’s ten bucks to throw away a laptop. Try Gazell or Networth.

Once you do find some shopping money, make sure to get the most for your money. Wait for Black Friday ad's or shop on-line to get the best deals. Have fun and try not to get too stressed out.

Copyright Tammy Maas. Contact the author to obtain permission for republication.

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