Cyber Week Holiday Gift Online Deals

Nov 28, 2010 Amy Wingfield

Cyber Week Online Shopping Dealsee - renjith krishnan

Shopping for Christmas gifts can be fun, but are the Black Friday deals really worth the stress, frustration and madness? Stay home. Brew up a pot of coffee and get cozy. Shop all day from the comforts of home and the power of the web. Retailers are learning, many will hit the stores early Friday morning, but many more will decide to just shop online this year. Starting Thanksgiving Day and continuing through most of December, retailers will offer major Cyber Sales

Cyber Monday Deals Online

Computer based retailers and traditional chain retailers have been listing Black Friday ads, Cyber Monday ads and Cyber Week deals and incentives all over the web. Many offer free shipping. A few offer 0% interest for 6-36 months, depending on the store's policies and incentive programs. Many of these offers started at midnight Thanksgiving Day.

Amazon: This is the #1 search site on the internet for media, books, electronics, games, DVDs, Cds, and toys, Many items are being offered at 40%-50% off, and several items qualify for free shipping with a qualifying $25 purchase. This is a good place to start shopping for, cell phones, smart phones, iPods, iPhones, the Kindle, Nitendo DS, Xbox Kinect and PS3 games. Also, hard to find toys like Lego sets, American Girl and Our Generation Dolls, Squinkies and Sing - A- Ma-Jigs can easily be purchased on Amazon and shipped straight to the recipient. Some items can be gift wrapped too.

Walmart.com: Planning to buy a flat screen TV or computer monitor? Check out the online deals beginning Thanksgiving Day at Walmart.com. Hot deals are available for the iPad, Smart Phones, netbooks, Wii, Xbox 360 with Xbox Kinect, PS3 and digital cameras. Most of the items can be shipped to a customer's local Walmart store for free. Home delivery can be as low as $.97.

Online Shopping Deals

Some of the biggest sales will be in the form of electronics. No matter what is on the gift list this year, check out the major online websites first before heading out the door to the stores. Watch Ebay, Best Buy.com, Amazon.com, Target.com and Walmart.com for the biggest online cyber sales and deals.

Look for deals on flat screen TVs, home game systems, smart phones, cell phones, Mp3 and Mp4 players, camcorders, digital cameras, iPads, iPods, iPhones and Kindle devices. For those consumers looking to buy the big ticket items, Best Buy offers one of the best financing programs. They are offering 0% financing to qualified buyers for 18-36 months depending upon the amount of purchase. Apply for credit at the time of purchase.

Online Shopping Options

Almost every store in America now has a website for online shopping. However, beware of shipping charges. Save gas money by staying home, but that savings may disappear after paying shipping charges from online retailers. Look for free shipping incentives. Retailers are desperate for sales. As the holidays get closer, more deals and bargains will be posted online. Sign up to follow weekly ads from favorite stores like Walmart, Target, Kmart, CVS and Walgreens, Amazon, Ebay and Best Buy. Check out incentive websites like Ebates and Swagbucks daily for even more discounts and deals on online.

Save Time and Money

Spend more quality time with the family this year. Avoid the holiday crowds and Black Friday madness. Shop from home and shop early. Many good deals can be found on Ebay, Amazon and Walmart.com year round. Consider Christmas shopping in October instead of waiting for "traditional" holiday shopping season. Shop online and get what they want without spending gas money. With free delivery options, online holiday shopping can be fun and easy. Pick, click and ship. Online shopping is quickly becoming the consumer's choice for fast and easy holiday shopping.

Copyright Amy Wingfield. Contact the author to obtain permission for republication.

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Where to Buy Toys and Video Games Online

Nov 23, 2010 Janis Masyk-Jackson

Buying Toys Online - chelle

Buying toys online is a quick and easy way to purchase toys without having to go through the hassle of shopping at malls and waiting in long lines. Some of the most popular online sites to purchase toys are Toys "R" Us, Target, Wal-Mart and Amazon. However, there are numerous other sites to consider.

Buying Toys Online

FAO Schwarz's website offers classic toys like train sets, dolls, games and stuffed animals. In addition they have several exclusive gifts including FAO Schwarz Oceans Play Mat for $54.99, the FAO Classic Rocking Horse selling for $59.99 and the FAO Schwarz boxing set for $29.99. For people who know little girls who love fairies, be sure to check out their exclusive collection of Birthstone Fairy Dolls.

Fans of Legos and Star Wars can find great gifts from Starwars.lego.com. The site features several Legos kits which are sure to entertain Star Wars fans of any age. Some kits on the site include:

• Plo Koon's Jedi Starfighter
• Venator-class Republic Attack Cruiser
• Cad Bane's Speeder

What little girl doesn't adore dolls? The online site of Americangirl.com is dedicated to girls and offers dolls and a wide assortment of accessories. What's really unique about this site is that it provides matching girl and doll pajamas.

Purchase Toys Online

Looking for educational toys online? At Leapfrog.com, educational systems can be purchased along with audio books that are suitable for different age ranges. These can provide children with hours and hours of fun, while being educational at the same time.

At Youngexplorers.com, shoppers can find many award-winning toys. Kids will delight with the Star Rocket Kit for $29.95. Babies and toddlers will love the Elephant Musical Stack and Play for $29.95. Boys can have fun with the Zoom Zoom Garage at the cost $69.95, while girls can get creative with the Make Your Own Cards Kit being sold for $21.95.

More great toys and games can be found out FatBraintoys.com. Be sure to take a look at Dado Cubes which sell for $26.95. The site features many games including memory games, board games and DVD games such as Planet Earth DVD Game Tin with Card Pack offered at $24.95.

Buy Video Games Online

Looking to find out where to buy video games online? For starters, there's Gamestop.com. Gamestop sells a variety of game systems along with games for Xbox 360, Wii, PS3, PS2, DS and PSP. Games purchased can be new or pre-owned.

Looking for cheap toys online? Check out Atari.com. Go retro with the Atari Flashback 2+ game console for only $39.99. This system has 40 games built into the console including:

• Centipede
• Haunted House
• Combat
• Missile Command
• Super Football

No matter what type of toy or game someone is looking for, there are numerous online sites where shoppers can find online toy stores featuring anything from cheap toys, to educational toys, to classic toys and video games.

Readers may also enjoy The Best Gift Ideas For 6- to 8-Year-Old Girls, along with The Best Gift Ideas for 4 - to 6 -Year-Old Boys, and The Best Gift Ideas for 1- to 3- Year-Old Girls.

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Price Watch: Find the Best Price Online Using Shopbots

Nov 10, 2010 Christine White

Find the best prices online with price watch sites - Chris White

Comparison Shopping Online

A decade ago, online shopping was a revolution bringing thousands of retailers directly to a shopper’s personal computer. Now, shopbots are taking online shopping even further. Shopbots are online comparison shopping tools that ‘crawl’ multiple retailer websites to find the best price for you. Shopbots are the tool to use when you know the item you want to purchase and you want to find it at the absolute best price. Like a personal shopper, shopbots take your requested item, and then browse a variety of merchandise retailers to find the best price for you. Many shopbots also offer a price watch feature where you can receive notifications from the shopbot when the item you want is available at a lower price.

The search focus for most shopbots is mainstream retailers; this means the results you receive are from reputable sellers with good customer service ratings. The shopbots often include buyer feedback on these retailers as well to help with your purchase decision. This focus on mainstream retailers, however, means most shopbots do not search auction sites like eBay so you may want to check those sites separately as well.

An important thing to remember is that you do not make your purchase through the shopbot – it does the comparison shopping for you but the final purchasing is done through the retailer. When the shopbot finds the item you want, connect to the retailer via the shopbot to make your bargain purchase. As with all online shopping, though, it is important to check the fine print on your results: the price the shopbot finds might not include things like shipping & handling, so always check the full details from the retailer before making your purchase.

Find the Best Price with these Comparison Shopping Online sites:

• DealTime.com offers to help you “search fast, save big” on a variety of merchandise. This service of shopping.com searches deals on everything from clothing and home furnishings to computers and electronics, to sports equipment and games. DealTime price checking also includes personalized tax and shipping details for each product; consumer reviews and ratings, in addition to easy-to-use comparison shopping tools to help buyers find their product at the best price.
• Bizrate.com also comparison shops all manner of retail items – from kids’ toys to women’s shoes to computers and electronics. The site also has a coupon section you can use to find online coupon codes for a particular store. Bizrate claims to be “the industry leader in online store ratings and reviews, bizrate collects over 25,000 customer reviews each day, and shares it so customers know for sure whether a store can be trusted.”
• Twenga.com is another popular price checker. It claims to search “more than 260 million product offers to find the best deal in the USA.” Twenga also searches auction site eBay, as well as mainstream retailers, to offer even broader search results.
• PriceGrabber.com (US) or PriceGrabber.ca (Canada) will price check a huge variety of retail items. This comparison shopping tool will also let you register for notifications so you can receive updates on price drops on any item you are seeking.
• Shopbot.ca is a comparison shopping service of Canadian retailers only, offering searches on a wide range of retail items. A Canadian competitor, PriceCanada.com, focuses its searches on computers, electronics, and DVDs often with great search results.
• MegaShopBot.com is a further evolution of online comparison shopping. This is a shopbot-shopbot, meaning it ‘crawls’ other shopbots for an even broader search for the best price.
• Allbookstores.com is a specialist shopbot that looks at books only. It searches for the lowest book prices on new and used books by comparing prices at more than 3 dozen online bookstores. One outstanding feature of this comparison shopping tool is that the “price comparisons include: Shipping Cost, Shipping Time, Sales Tax (when required), Availability and Condition (New or Used)” making a purchase decision even easier for the buyer.

Copyright Christine White. Contact the author to obtain permission for republication.

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How to Get Your Free TransUnion Credit Report Online

Nov 1, 2010 Asa Ghaffar

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The data held about us by credit reference agencies isn't always as accurate as we'd like it to be. Part of the process of improving our credit worthiness is requesting a free TransUnion credit report online. In fact, we must verify that the data contained in all 3 credit reports.

Each time we make an application for a loan, mortgage or credit card, a search is recorded with Experian, Equifax and TransUnion for a period of 24 months. Creditors are unable to distinguish between bad credit and bad data so the onus is on you to correct any problems.

Our Legal Entitlement to a Free Yearly Credit Report

Under the Fair Credit Reporting Act, each American citizen is entitled by law to a totally free credit report from TransUnion once each year. You're also entitled to the same information from the other two credit reference agencies, Experian and Equifax. This can be requested at the same time.

Who Offers a Free TransUnion Credit Report Online?

The Federal Trade Commission (FTC) stated that there's: "Only one website is authorized to fill orders for the free annual credit report you are entitled to under law — annualcreditreport.com. Other websites that claim to offer “free credit reports,” “free credit scores,” or “free credit monitoring” are not part of the legally mandated free annual credit report program."

How to Get Your Official Free Credit Report from TransUnion

• Go to AnnualCreditReport.com and request a free TransUnion credit report online.
• Telephone (877) 322-8228.
• Write to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

Why Do We Need All 3 Credit Reports from TransUnion, Equifax & TransUnion?

• The information held by each credit reference agency is unique so verifying that the information help by one agency isn't sufficient. If the data's inaccurate, we must get this corrected.
• We're concerned that we may have been the victim of a fraud. Unless we check for relevant credit searches and applications, we have no way of verifying this.
• We want a copy of our free TransUnion credit report because we intend to refinance or apply for new credit. It's important that any errors are corrected before making an application.

How Do We Get a Totally Free Credit Report & Credit Score?

Although the law entitles you to a free TransUnion credit report, it doesn't "yet" entitle you to see your credit score. If you need this information because you intend to apply for credit, there are two ways that you can easily get hold of this information.

You've either got to pay to see your credit score or take advantage of a free 7-day trial offer. If you do choose the latter option, be sure to cancel it before the trial reaches a conclusion. If you don't, a month's subscription will be taken from your registered credit card.

Articles on Using Your Completely Free Credit Report to Fix Credit Problems:

Sources

"Your access to free credit reports." Federal Trade Commission (FTC).

Copyright Asa Ghaffar. Contact the author to obtain permission for republication.

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Order Your Completely Free Yearly Credit Report Online

Nov 1, 2010 Asa Ghaffar

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If you're about to apply for a new credit card, mortgage or car loan, you're no doubt wondering what information credit reference agencies hold about you. Rather than paying a company a fee for this information, you can get your free yearly credit report online or sent to you via post.

The Fair and Accurate Credit Transactions Act gives each American citizen the right to all 3 credit reports from Experian, Equifax and TransUnion once every 12 months. You're also entitled to a completely free credit report in other circumstances, such as personal identity theft.

How to Get Your Free Yearly Credit Report Online

The only FTC authorized provider of truly free credit reports is AnnualCreditReport.com. You can either visit their website, call (877) 322-8228 or request it by post. Their address is Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281

Although you're entitled to a totally free credit report, you aren't "yet" entitled to see your credit score. This may change in the future, but there are currently only two ways to get this information. You can either pay for this information or you can take advantage of a 7-day trial offer and then cancel it.

Making the Most of Your Official Free Credit Report

While most of us prefer to request a copy of all 3 credit reports at the same time, others prefer to request one from each agency every 4 months. Although it's certainly not a perfect strategy, it does allow you to keep an eye on your financial affairs without costing you any money.

Be aware that the information that each credit reference agency holds is completely unique. Don't work on the false assumption that correcting the information with one agency will correct all three because it won't. If there are errors on your report, you'll need to correct them individually.

Using Your Official Free Credit Report to Correct Errors

You may have always believed that the information credit reference agencies hold is completely accurate, but this isn't the case. Before applying for credit, the onus is on you to correct any mistakes. You can either do this yourself or through a credit repair attorney.

Scrutinize your free yearly credit report online for information that is erroneous. You needn't worry about old addresses or obsolete employment data, but do look closely for credit applications that you've never made or debts that appear to have been incorrectly settled. You are entitled to correct any errors by notifying the credit reference agency that holds bad data. Always include a copy of any relevant supporting information.

Articles on Using Your Completely Free Credit Report to Fix Credit Problems:

Sources

"Your access to free credit reports." Federal Trade Commission (FTC).

Copyright Asa Ghaffar. Contact the author to obtain permission for republication.

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  Completely Free Credit Report Online - Image by rojas897

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