Showing posts with label Alert. Show all posts
Showing posts with label Alert. Show all posts

Monday, November 29, 2010

ASM (American Sales Network) Scam Alert

Nov 28, 2010 Katherine Franson

ASM advertises itself in online classifieds as a headhunting and recruitment organization. With claims of many jobs available in "your" area among other claims, this company has scammed many consumers out of a large amount of money. ASM is located in Los Angeles, CA, and this article will include eye-witness testimonies from former telemarketers of the same company.

ASM Charges Outrageous FeesOne of the first red flags is that, although ASM is represented as a headhunting and recruitment company, it charges the job seekers fees instead of charging the companies these job seekers could be placed with. Every reputable recruitment agency charges the companies they recruit for. They do not charge the employees they recruit.

Right off the bat, they as for a fee of $27 +sh for materials and registration to their job listings. What they gloss over in their telemarketing script is that not only will you be charged the initial fee of $27, you will also be charged for a "training book" in order to take a test to put you in a priority position to be seen by employers. Altogether, the first initial fee comes to approximately $100, most of which they will not inform you of during your registration phone call. The book you will receive is full of general common sense knowledge in sales and the "test" you take will not do anything to help you get a job. There will be more on the "jobs" available later in the article. On top of the initial fees, they also gloss over the fact that you will be charged $20 a month in order to have access to these job listings.

On the plus side, they do have a refund policy. However, be warned that once you are signed up, you may have an incredibly difficult time getting anyone to speak with you until their "30 money back guarantee" is over.

The "Job Listings" OverviewOne of the biggest scams ASM is guilty of are the "jobs" they provide in their listings. Their classfieds are pulled straight from the top ranking job search engines they advertise on themselves. Essentially, the consumer is being charged for a service they can use for free elsewhere. Also, the "test" you have the "opportunity" to pay for in order to put you in a position of priority does not actually do anything to help you in your paid search for gainful employment. You are much better off doing your own search in the classifieds and most likely finding a much better position without paying a penny.

Some of the Finer Points of the Scam

  • The have high claims of providing the consumer with interviews in the first week of registration, however no legitimate recruiting company will make any promises so grand.
  • They do not ask for a resume, thus making the first point even more of a farce.
  • They claim to provide constant contact via phone and e-mail. However, most reviewers will say otherwise. Most notable is that they will only contact you to ensure that they have your credit card number correct in the system in order to charge you their fees.
  • NO REPUTABLE COMPANY will ask for fees for employment with the exception of business start up fees such as Avon, Scentsy, etc. In that case you are charged for an actual product.
  • Their fast talking, scripted telemarketers will talk the consumer in circles without actually answering questions directly. They have even been known to hang up the phone when it is pointed out that it is a scam during their sales pitch.
  • There are many posts on various scam watch message boards from "anonymous" from "Los Angeles" claiming that ASM has a minimum of a "B" rating with the BBB when in fact they have a rating of "F" due to massive consumer complaints against the company for their fraudulent business practices.

Testimonials from Irate Consumers

"Do not sign up for this service! It is the biggest waste of your money. I originally found them through monster or careerbuilder. They claim they can place you in the best pharmaceutical, marketing, and sales positions. It's true that every few weeks they send you an email with possible job matches for you, but the job matches are almost always identical to the ones that monster and careerbuilder send weekly. You are basically paying a monthly fee for what you can get through monster and careerbuilder for FREE."

http://www.ripoffreport.com/Employment-Services/American-Sales-Netwo/american-sales-network-asn-d-z2f33.htm

http://www.complaintsboard.com/complaints/american-sales-network-asn-c368325.html

"When I first began, I paid it thinking it would be an investment. Then they set you up with a website where you spend hours filling out questions that you THINK future employers will see (but they wont...), and then you wait for them to call you with job opportunities. Seeing as they get paid monthly rather than only if they get you a job (like REAL recruiters) do you think they are going to hurry up and find what you are looking for? NOOOOO NOT AT ALL! I promise you this is a scam. Run as fast as you can when you see this name. It looks so professional, and the website is even a bit impressive... but thats ALL it is"

There are many other testimonials and reviews from other scammed consumers on many scam postings and even under reviews and comments on sites such as Monster and CareerBuilders on the ASM job posting itself. Use Google to search for more scam reviews of this less than reputable company. Remember, when looking for work, always do your research and do not pay to get paid. Do not allow yourself to be scammed by sites such as ASM.

Copyright Katherine Franson. Contact the author to obtain permission for republication.

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Wednesday, October 20, 2010

Investor Alert: there are just borrowers who are suffering in hands agent

By MBSGuy, an expert of securitization

In the comments to my post yesterday, "So Why mortgage services use"Robo signatories"?", drive Justica pointed out another element of misconduct mechanic, namely, investor lack of confidence in the reports, and therefore the disbursements that repairers are their donner.De "investors complain more handed over Flawed" to Alert Asset-Backed:

Mortgage bond buyers lose the faith of the accuracy of delivery reports and some say that arrest could soon be factor in their investment strategies.

Reporting Awards, distributed on a monthly basis by the Trustees of securitisation, purport to provide snapshots of routine activities cash-collection and distribution of repairers. However, investors say there has been a rash of recent cases in which reported data differ considerably from what is actually the past — making it impossible to determine the values of their assets.

[...]

Why were reliable reports once wrong? point investors in part to the increase in use this year loan mortgage modification programs that government agencies and lenders have developed in order to help troubled borrowers. They argue that some colleges are unable to verify the change to take effect, resulting in discrepancies between when a loan given actual cash flows change and when these adjustments are reported.

Repairers argue that recent changes volume became huge at their levels of dotation.Ils also faced continual find treat loans currently in phases of testing programs modification.Un professional maintenance "It makes it almost impossible for us to adequately take account of change," said struggles.

Buysiders call this a red herring, saying repairers are equipped to take account of the changes as they occur. ""Repairers simply don't pay enough attention to what is happening in the underlying loans," said a source.

On one level, this article looks like another mechanic lame excuse is not to mortgage mods."See, this is SOO hard, we can even account for it properly."

The real causes not much to see the difficulty of the task and all to do with the direction.

One of the reasons why they do not have all these complicated things people is because they fired all experienced people and keep staff less chère.Comme market is slightly improved, any person with powers left places a low value, leaving behind the workers lower (there was lots of turnover over 9 months).

In some ways, large patterns are convinced that this is not their fault.

By passing over the years, I attended several cases of repairers or trustees screwing much less complicated in the reports of the investor, sometimes to the detriment of certain holders of liaison.Qui situations is almost certainly pass maintenant.Si adjustments changes are not be properly recorded, it probably means that too much money is distributed to the junior bond holders, who should write destroy, to the detriment of high consequence obligataires.En, which was due to higher bond interest is paid to the junior holders, and since there are only a finite cash amount, senior bond holders will eventually with less money they have.

In addition, it is highly unlikely that colleges do are not properly accounting for the costs of foreclosure huge they are now enter attaquées.Si seizures it costs in some cases, more to defend the foreclosure as the balance of the loan (not to mention the recoverable product obtained from the sale of the House), these costs should not be borne by the engineer fiducie.Le shall be reimbursed only for the cost of locking, as well as all interest accrued from the proceeds of the sale of engineer forclusion.Le should also stop progress interest for the loan of offender if the interest and fees can more be restored.

I suspect that it is impossible to determine if this is actually done right in the reports of engineer.

A final area of improper accounting which would be important for investors is reimbursement of advances of senior engineer and interests advances on défaillants.Ce borrowers are reimbursed only from forclusion.Mais considering what a drain represent progress recipes (maintenance now is a negative cash flow), it is not difficult to imagine that services use also produces refunds in main non-forclusion (sales and refis) to repay their progress, when these principal payments must go to investors.

An action on behalf of the investor confidence and sellers should probably also include requests for maladministration and maintenance trust against the engineer and the trustee.

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Tuesday, October 12, 2010

First Alert CO615 Carbon Monoxide Plug-In Alarm with Battery Backup and Digital Display

First Alert CO615 Carbon Monoxide Plug-In Alarm with Battery Backup and Digital DisplayCarbon monoxide (CO) is the leading cause of accidental poisoning deaths in America, yet many people don't know they are suffering from CO poisoning until its too late. Since symptoms of CO poisoning are like the flu, you might not even know you're in danger at first. That's why a carbon monoxide alarm is an excellent way to protect your family. It can detect the CO you can't see, smell or taste in the air.

The First Alert CO615 carbon monoxide alarm uses an electrochemical carbon monoxide sensor-the most accurate technology available. Installation is as simple as plugging it in to any wall outlet. Its easy-to-read backlit digital LED display gives you a clear read-out of current CO concentrations in parts per million. The alarm includes a battery back-up giving you peace of mind in a power outage. The test/silence button both silences a non-threatening alarm or low battery warning and allows you to test the unit's functionality. The unit monitors and re-alarms if carbon monoxide levels persist sounding a loud 85-decibel horn. An audible and visual low battery signal alerts you to replace the battery and an indicator alerts you when a battery has been removed. An end-of-life alarm of three chirps alerts you to replace the unit. One 9-volt battery is included. 5-year limited warranty. UL listed. --Bree Norlander

What's in the Box
One carbon monoxide alarm, one 9-volt battery, and user's manual

Price: $59.99


Click here to buy from Amazon